What is the easiest way to accept PayNow on my Singapore website?

The easiest path is an e-commerce platform that has PayNow built in natively — not as a plugin requiring a separate merchant account. Platforms like LaunchSteady have PayNow and GrabPay built in for Singapore businesses, with QR codes generating automatically at checkout.

What is HitPay and is it good for Singapore businesses?

HitPay is a Singapore-founded payment gateway supporting PayNow, GrabPay, cards, and more. It is a good middle-ground option if you want a local provider with Singapore-based support.

Should I use manual PayNow transfers for my online store?

No. Displaying a PayNow QR and asking customers to transfer manually works at low volume but creates friction and is difficult to reconcile at scale. Avoid it as a permanent setup.

How to Accept PayNow and GrabPay on Your Website

PayNow and GrabPay are the two payment methods your Singapore customers expect. If your website does not offer them, you are leaving sales on the table.

Why PayNow and GrabPay matter

Singapore has one of the highest PayNow adoption rates in the world. Customers use it to pay friends, bills, and increasingly online stores — it is instant, free to send, and already set up on their phones. Card-only checkouts lose a meaningful share of local sales.

Option 1 — Use a platform with native PayNow support

The easiest path is an e-commerce platform that has PayNow built in natively — not as a plugin requiring a separate merchant account. LaunchSteady has PayNow and GrabPay built in for Singapore businesses. The QR code generates automatically at checkout and payments reconcile without manual work.

Option 2 — Stripe with PayNow

Stripe supports PayNow in Singapore. You need a Stripe account, a Singapore business registration, and a local bank account. Enable PayNow in your Stripe dashboard under Payment Methods. Stripe fees for PayNow are 1.3% with no fixed fee — the most affordable option for local transfers.

Option 3 — HitPay

HitPay is a Singapore-founded payment gateway supporting PayNow, GrabPay, cards, and more. Good middle-ground option if you want a local provider with Singapore-based support.

Avoid manual PayNow transfers

Some small businesses display their PayNow QR and ask customers to transfer manually. This works at low volume but creates friction and is difficult to reconcile at scale. Avoid it as a permanent setup.

GrabPay merchant setup

GrabPay requires a merchant account through Grab's merchant portal. Approval takes 3 to 5 business days. If you use Stripe or HitPay, GrabPay is typically available as a toggle once you have a merchant account — no separate integration needed.